54.8' - This flood will exceed the highest stage on record. Large amounts of property damage can be expected. Evacuation of many homes and businesses becomes necessary.

50' - Moderate flooding occurs affecting the lowest land in Owensboro well back from the river due to sewers backing up.

44' - Parts of Smothers Park may flood.

41' - Minor flooding occurs affecting mainly bottomland and surrounding low lying areas.

35' - Bottomland begins to flood.